Lunch Money aims to incorporate simplicity into your financial life by helping you create easy monthly budgets. If you and your partner are trying to better understand your own spending and saving impulses, the app will ask you about your daily money mindset and help you learn from that information.Ĭost: Currently free, with premium paid services in the worksīest For: Individuals and couples who want to be more mindful about their spending and saving habits. Nav.It is a relative newcomer to the scene, but it is particularly valuable for those who have strong emotions associated with money management. The tracking feature for spending can be particularly helpful. You can also get a big-picture view of your individual debts and assets and categorize transactions to create budgets, which can then be modified and customized.Ĭost: Free, with optional upgrades for credit monitoringīest For: People who want to get started with budgeting and don't mind some ads. Mint is a well-known app that makes it easy to link your financial accounts. Partners can talk honestly about recent spending habits and make a plan to reach future benchmarks together.Ĭost: Free 30-day trial, then $9.99/month or $59.99 per year.īest For: Newer budgeters wanting an auto-generated budget they can customize. HoneyFi divides money management for couples into five budget categories: budgets, bills, goals, transactions, and net worth. Through the app itself, you can invest with your partner and track your earnings.Ĭost: Free, however there are with management fees if you choose to invest through the Personal Capital brokerage.īest For: Couples serious about retirement, brokerage or other investment accounts and want a place to track their progress. But it's particularly good at helping manage joint retirement and investment accounts. Personal Capital, like many other money apps, allows you to use budgeting tools, calculate your net worth and see your monthly cash flow. Using this app regularly can help couples stick with a budgeting plan, increase savingssavings, and help partners plan their financial future.Ĭost: 34-day free trial, then $11.99 a month or $84 a year.īest For: Those looking for an intensive budgeting strategy that can provide a base of preparedness for future expenses. This popular budgeting app works on the principle that good planning can eliminate living on a paycheck-to-paycheck cycle. No more assuming the other person has it! If you're interested in combining finances, Honeydue can also assist in establishing a joint bank account.īest For: Couples hoping to make sure money matters are discussed and bills get paid on time. Through the app, you can link and track accounts, coordinate who will pay upcoming bills and use an in-app chat feature to have financial planning discussions. Honeydue focuses on money issues handled by couples. Make big-picture financial decisions, like buying a homeīelow are the best money apps for couples, all of which are available for iOS products as well asand Android devices.Track spending habits and set spending limits.Manage both separate and joint bank accounts.Manage credit card and debit card balances.Budget apps can help make it easier to save money, pay down student loans debt, and build a household budget together. Managing financial matters as a couple requires communication and trust.
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